Auto Loans That Move You Forward

Get Behind the Wheel with Confidence

Drive Smarter. Finance Better. Go Further.
From buying to refinancing, APCU Auto Loans make it easy to get the vehicle you want with rates and terms that fit your budget.

 

Why APCU Auto Loans?

Why Members Choose APCU:

  • Competitive low rates
  • Fast, local decision-making
  • Flexible terms to fit your budget
  • Easy refinancing options
  • Trusted by first responders & families

Rates as low as 5.0%*

 

Loan Options

New & Used Auto Loans

  • Purchase from dealer or private seller
  • Flexible terms

Refinance Your Current Loan

  • Lower your monthly payment
  • Reduce your interest rate

Pre-Approval

  • Shop with confidence
  • Know your budget before you buy

What You’ll Need

Simple checklist:

  • Proof of income
  • Valid ID
  • Vehicle information (if selected)
  • Insurance info

Already Have a Car Loan? Let’s Improve It

Lower Your Rate

Reduce Your Monthly Payment

Skip a Payment

Built for Those Who Serve Our Community

  • Serving police, first responders, municipalities and their families
  • Local, trusted financial partner
  • Personalized service—not a call center

Ready to Get Behind the Wheel?

*APR = Annual Percentage Rate. Rates as low as 5.0% APR are based on creditworthiness and may vary. Final rate is determined by credit profile and other underwriting factors. Not all applicants will qualify for the lowest rate.
**Must be a member in good standing to apply.