Rates effective as of March 2020
Vehicle/Recreational Loans
| Type/Year | APR |
|---|---|
| New Vehicles 2020/2019 (2019 less than 10k miles) | 2.25%* |
| Used Vehicles 2019-2016 | 3.00%* |
| Older vehicles 2015-2012 | 3.25%* |
| Recreational Vehicles (2019/newer) | 5.25%* |
Our loan rates are falling like the leaves! All qualifying members receive 1.00% off their interest for any vehicle financed through APCU.
Personal Loans
| Type | APR | Term |
|---|---|---|
| Unsecured/Consolidation | 7.49** | 12 month |
| Share Secured Loans | 1.00%** | 12 month |
| Line of Credit-Unsecured | Rates AS LOW AS 9.99% | Open-End Credit |
| Visa Platinum Credit Cards | Rates AS LOW AS 8.50% | Open-End Credit |
*Above rates include the loan special discount for a 60 month term and are based on a credit score of 700 or higher. Other discounts or incentives are non-applicable with loan special rates.
**Rates subject to change at any time without notice. Above rates include a full incentive discounts available on vehicle/recreational for a 60 month term and signature/unsecured loans for a 12 month term and are based on a credit score of 700 or higher.
Share Rates
| Type | APY |
|---|---|
| Share Account ID 00 | .25% |
| Checking Accounts | .05% |
| Christmas Club Accounts | .15% |
| IRA Accounts | Call for rates |
The share rates appearing above are accurate as of the last dividend declaration date. If you have any questions or require current rate information on your accounts, please call the credit union at 630.499.5690.
Par Value of Membership Shares: The Par Value of a Membership Share Account is $25.00.
Share Certificates
| 6 Month to 24 month Share Certificates | Please call for rates at 630-499-5690 |
*$1,000 Minimum