Vehicle/Recreational Loans

**Effective 1/1/2025

Type/YearAPRTerm
New Vehicles 2025 (2024 less than 10k miles)5.00%-13.50%*24 month - 84* month
Used Vehicles 2024-20215.00%-14.00%*24 month - 72 month
Older vehicles 2020 and older6.00%-14.50%*24 month - 60 month
Recreational Vehicles (2024 or newer)5.75%-17.00%*24 month - 120 month
Recreational Vehicles (2020-2023)6.00%-16.25%24 month - 96 month
Recreational Vehicles (2019 and older)6.25%-15.50%24 month - 72 month

Vehicle loan rates are based on the year of the vehicle, term, and applicant’s credit score.

Full incentive discount(s) available.

Rates subject to change at any time without notice.

Personal Loans

**Effective 1/1/2025

TypeAPRTerm
Unsecured/Consolidation7.00%-16.00%**12 month - 48 month
Share Secured Loans2.50-13.00%**12 month - 48 month
Line of Credit-UnsecuredRates AS LOW AS 9.99%Open-End Credit
Visa Platinum Credit CardsRates AS LOW AS 8.50%Open-End Credit

Unsecured (Personal), Share Secured, Line of Credit, and VISA Credit cards rates are based on term and on applicant’s credit score.

Full incentive discount available for Unsecured (Personal) and Share Secured Loans.

Rates subject to change at any time without notice.

Share Rates

**Effective 1/1/2025

TypeAPY
Share Account (Standard).50%
Checking Accounts.30%
Christmas Club Accounts.75%
IRA AccountsCall for rates

The share rates appearing above are accurate as of the last dividend declaration date. If you have any questions or require current rate information on your accounts, please call the credit union at 630.499.5690.

Par Value of Membership Shares: The Par Value of a Membership Share Account is $25.00.

Share Certificates

**Effective 1/1/2025

6 Month to 24 month Share CertificatesPlease call for rates at 630-499-5690

$1,000 Minimum to open.

Call for current rates.