Home Financing Made Simple

Buy Smart. Finance Confidently. Feel at Home.

Whether you’re buying your first home, upgrading to your next space, or refinancing your current mortgage, a Members First Mortgage offers competitive rates and personalized guidance to help you move forward with confidence.

Powered by Member First Mortgage

We’ve partnered with Member First Mortgage to bring you specialized home loan expertise while keeping the trusted service you expect from APCU.

  • Dedicated mortgage professionals
  • Wide range of loan options
  • Support from application to closing

Purchase Loans

  • First-time homebuyers
  • Primary residences

Refinance Options

  • Lower your rate
  • Reduce your monthly payment
  • Cash-out options available

Specialty Programs

  • FHA, VA, USDA (if applicable)
  • Low down payment option

How the Process Works

Step 1: Connect

Start your application or speak with a specialist

Step 2: Get Pre-Approved

Know your budget before you shop

Step 3: Find Your Home

Shop with confidence

Step 4: Close & Move In

Celebrate those keys

Why APCU + Members First Mortgage?

The Best of Both Worlds

  • Local service you trust (APCU)
  • Mortgage expertise from a dedicated partner
  • Personalized guidance—not one-size-fits-all
  • Competitive rates and flexible options

What You’ll Need

  • Proof of income
  • Employment information
  • Credit history
  • Asset information

We’ll guide you through everything you need.

Ready to Take the First Step Toward Homeownership?