Powered by Member First Mortgage
We’ve partnered with Member First Mortgage to bring you specialized home loan expertise while keeping the trusted service you expect from APCU.
- Dedicated mortgage professionals
- Wide range of loan options
- Support from application to closing
Purchase Loans
- First-time homebuyers
- Primary residences
Refinance Options
- Lower your rate
- Reduce your monthly payment
- Cash-out options available
Specialty Programs
- FHA, VA, USDA (if applicable)
- Low down payment option
How the Process Works
Step 1: Connect
Start your application or speak with a specialist
Step 2: Get Pre-Approved
Know your budget before you shop
Step 3: Find Your Home
Shop with confidence
Step 4: Close & Move In
Celebrate those keys
Why APCU + Members First Mortgage?
The Best of Both Worlds
- Local service you trust (APCU)
- Mortgage expertise from a dedicated partner
- Personalized guidance—not one-size-fits-all
- Competitive rates and flexible options
What You’ll Need
- Proof of income
- Employment information
- Credit history
- Asset information
We’ll guide you through everything you need.
Serving Those Who Serve Our Community
- Built for police, first responders, municipalities and their families
- Local support every step of the way
- Real people, real guidance