Start Saving. Start Membership. Start Building Your Future.
At Aurora Policemen Credit Union, savings is more than putting money aside. It’s the foundation of your membership and the first step toward reaching your financial goals.
Whether you’re building an emergency fund, saving for the holidays, planning for retirement, or looking to earn more on your money, APCU offers savings options designed to help you succeed.
Why Save with APCU?
✔ Become a Member-Owner of the Credit Union
✔ Competitive Dividend Earnings
✔ No Monthly Maintenance Fees
✔ Online and Mobile Banking Access
✔ Automatic Transfers and Direct Deposit Options
✔ Federally-Equivalent Insurance Through American Share Insurance
✔ Local Service from People Who Know You
Share Savings Account
Your Gateway to Membership
Every APCU member begins with a Share Savings Account.
A minimum deposit of just $25 establishes your membership and ownership in the credit union. That $25 remains in your account for as long as you are a member and gives you access to all APCU products and services.
Share Savings Benefits
- $25 minimum opening deposit
- Establishes your APCU membership
- Dividends calculated and compounded daily
- Dividends credited quarterly
- Easy deposits through payroll deduction or direct deposit
- Access your account anytime through online and mobile banking
Ready to become a member? Start with a Share Savings Account today.
Christmas Club Savings
Make Holiday Spending Stress-Free
The holidays arrive every year. Why not be ready for them?
Our Christmas Club Account allows you to save throughout the year so you can enjoy the holiday season without relying on credit cards or last-minute budgeting.
Christmas Club Benefits
- Make deposits anytime
- Direct deposit and payroll deduction available
- Automatic transfer to your Share Savings on October 1
- Great for gifts, travel, decorations, and holiday expenses
Save a little all year and enjoy the holidays with confidence.
Share Certificates (CDs)
Lock In Higher Earnings
Looking for a way to earn more on your savings?
APCU Share Certificates offer higher dividend rates in exchange for keeping your funds invested for a fixed term.
Certificate Benefits
- Competitive dividend rates
- Terms designed to fit your goals
- Daily compounding dividends
- Monthly dividend crediting
- Minimum opening deposit of $1,000
Whether you’re saving for a future purchase or simply want your money working harder, a Share Certificate can help.
Individual Retirement Accounts (IRAs)
Save Today for Tomorrow
Planning for retirement doesn’t have to be complicated.
APCU IRAs provide a simple and effective way to build retirement savings while enjoying potential tax advantages.
IRA Benefits
- No service fees
- No minimum balance requirements
- Flexible contributions throughout the year
- Daily compounding dividends
- Monthly dividend crediting
- Minimum opening deposit of $1,000
Our team can help answer questions and guide you through your retirement savings options.
Why Members Choose APCU
When you save with APCU, you’re not just opening an account. You’re joining a member-owned financial cooperative focused on helping people, not generating profits for shareholders. Members enjoy personalized service, competitive rates, and a team committed to helping them reach their financial goals.
Open Your Savings Account Today
Whether you’re opening your first account, building an emergency fund, saving for the holidays, or planning for retirement, APCU is here to help.
Aurora Policemen Credit Union
1200 E. Indian Trail
Aurora, IL 60505
📞 (630) 499-5690
Start saving smarter with APCU today.